What is Surplus income?

The surplus income is a payment requirement from the bankrupt borrower to the creditor. The lender usually decides on the sum of money which is required to be payed. When this some is calculated usually they take a look on the family and financial situation of the bankrupt person. And after that they will agree on a fair amount of money. Also if there are changes in the bankrupt persons financial situation then the preset amount will be reevaluated.