What is Earnings arrestment?

Earning arrestments are for protecting creditors and giving them means on how they can cover losses if the borrower has defaulted on his payment. If a borrower misses out on his payments then the lender can ask for an earnings arrestment from the court to recover his investment. Earning arrestments work like this, if the borrower is working and has a decent salary then by this action the creditor receives a part of that salary until the debt has been paid off. Of course if the borrower has a small income then this option won’t be enforced on him, the creditor has to find other ways regain his lost investment.