What is Direct debit?

Direct debit is a payment which has been preauthorized for example a person authorizes the bank to pay his bills like electricity, mortgage. The bank takes out a fix amount of money from your bank account and then he transfers it to the predetermined place as stated before. And this can be done regularly like on a monthly basis. This actions saves time for the customer and skips the hassles of standing in line and waiting to get to the clerk and paying the bill.